Our insurance is appropriate if you’re an Australian resident overseas and intending to return to Australia on the date your policy ends. There is however, no cover in place for the first 48 hours from the policy start date.
Cover for your
Cover for your next great experience
Backpacker Travel Insurance
Backpacker Travel Insurance
Never mind your age, whether away for a week or a year, we’ve got product options for you. We’ll even provide cover for your non-manual, non-hazardous work and over 130 different sports or activities. So pack your bags and get ready for the trip of a lifetime!
Going on a cruise? Rest easy knowing your overseas medical costs will be taken care of. We can even cover missed excursions due to illness and our emergency assistance company is on hand to evacuate you to shore in an emergency and if possible.
Families & Groups
Families & Groups
Time to finally take that long awaited holiday? Whether travelling as a family, a school excursion or simply a group of friends, choose from a range of affordable travel insurance products for you and your travelling companions.
Regular jet setter? With Travel Insuranz Annual Multi Trip policies you can save money by travelling unlimited times a year on one single policy. What’s more, we even include 23 days of free snow sports cover.
Don't let an injury dampen your trip! Whether you are snowboarding or simply skiing, make sure you hit the slopes with great travel insurance in place. Simply tell us when you plan to ski and get covered straight away.
Student Travel Insurance
Student Travel Insurance
Whether on an exchange program, volunteering or taking a gap year, Travel Insuranz has a range of budget travel insurance options to protect your adventure. We can even cover students under 18 and travelling alone.
Things we cover
Epidemics & pandemics
Take a look at other travel insurance providers and you’ll see that most exclude medical claims from an epidemic or pandemic. So for example, if you travelled on a plane and sat next to someone with COVID-19, and as a result were taken ill while overseas – you would not be covered. But with Travel Insuranz, you would be covered for your overseas medical costs. Please note that cover is applicable to overseas medical expenses only.
Delays at airports are becoming more and more frequent. Caused by various unavoidable factors including weather, air traffic control, security, cancellations, diversions and late arrivals, delays are frustrating but are also a part of life when travelling. Our travel insurance provides compensation if you are delayed for more than 12 hours.
Overseas medical expenses
This is one of the most important parts of all the best travel insurance policies, so you should ensure that the cover provided will adequately protect you when you need it most. Travel Insuranz not only covers your surgical and hospital costs if you are taken ill or injured but, if it is serious, will also arrange for a friend or family member to be flown over to be with you while you recover.
Are you flying in Australia to catch your international flight? What if your first plane is late and you miss the BIG one? Our Missed Departure/Connection section pays the extra flight and hotel costs to get you to your destination so you won’t be sitting at the airport wondering what to do next.
Sometimes local medical care is not appropriate to treat your illness – our 24/7 medical assistance team will monitor your condition and if necessary will arrange for you to be evacuated to a better medical facility – this can sometimes be in another country or they’ll arrange for you to come back to Australia. Our medical experts take your health as top priority.
No extra to pay if you’re going on a cruise. If you are cruising in Australian waters, but want to ensure that you are covered for medical expenses, you should select your area of travel as South Pacific.
Cover for gadgets
No doubt you’ll be taking a few gadgets such as a laptop or phone on your trip. Our plans provide different levels of cover depending on their values. Check this out carefully to ensure you take the most appropriate plan.
Planning on working overseas during your travels? Non-manual jobs such as teaching English as a foreign language, office, bar and restaurant work, even fruit picking is covered. Combine work and travel for the optimum overseas experience.
Planning on Volunteering?
Whether to gain some valuable work experience, help others less fortunate than yourself or simply experience a new culture, then it’s important that you have the right travel insurance to support you if things go wrong. Assuming that you are volunteering in a non-manual way such as teaching, then cover is included.
Frequent Flyers points
Paid for your airfares by frequent flyer points such as Qantas, Velocity, Asia Miles etc. and can’t travel because of an illness or an accident? Travel Insuranz will refund you the cash value for these points so you won’t be out of pocket.
Watch out - Most travel insurers exclude terrorism completely. So you wouldn’t be covered if you had been involved in the recent terrorist attack in Paris and Tunisia. So long as you are not travelling to a country where the Australian Government says ‘do not travel’, then you would be covered for medical expenses.
Riding scooters / motorbikes
Motorbike – Yes, covered if you have a valid Australian motorbike licence.
Moped/Scooter – Yes, covered if you have a valid Australian drivers licence.
Travel insurance is not motorbike insurance. It covers you for medical expenses if you have an accident.
Hundreds of activities covered free
A huge range of sports and activities - from bungee jumping to zorbing are included at no extra cost. So if the worst should happen and you’re injured, you’ll have peace of mind knowing that you’re covered.
Love this company
I have used Travel insuranz for all my trips & thankfully I have only ever had to use them once and everything went smoothly, I can’t recommend you enough. Thank you for having my back whilst traveling!Kevin
My Boyfriend Got His Phone Replaced Quick and Easy!
My boyfriend got his phone stolen in Barcelona and Travel Insuranz paid him for it quite quickly - within a week or two from memory! Very happy with the service and response. Thanks!Sophie
Very Cheap but comprehensive enough
Good value for money. The website was very easy to navigate. I will surely keep an eye on this company for future use and would recommend it to my relatives and friends.Jeanette
Really good value for money. Amendable snow sports cover periods. Have yet to claim and hope I never have to. All communication with the customer service team arranging cover while Overseas has been exemplary.Michael
Simple, straightforward policies
Easy policy to understand and simple process to purchase. This is my second trip with this company, and I won't use anyone else. Customer service is excellent when making a claim. Fast claims resolution.Linda
Very easy to set up. first time user for a trip in 2020. price is very competitive with excellent cover. Looking forward to travelling and hoping NOT to use our insurance but knowing we have good cover is great peace of mind.Tom
Don't Worry. Just Travel.
The team at Travel Insuranz has not only arranged travel insurance for over 2 million travellers but has paid out more than $30 million in claims.
Travel Insuranz is 100% Australian owned and its travel insurance policies are issued by Chase Underwriting Pty Ltd and Underwritten by certain underwriters at Lloyd's, providing global strength to give you peace of mind.
In addition to our 14 day money back guarantee, all valid, fully documented claims are guaranteed to be paid within 10 business days.
Making A Claim
Any occurrence or loss, which may give rise to a claim, should be advised immediately to our claims team.
Our emergency service hotline is available 24 hours a day, 365 days a year for assistance with medical emergencies.
Why Choose Travel Insuranz?
Covers one-way travel
Are you travelling overseas but with no plans to return? Most travel insurers require you to hold a return ticket before you can buy their travel insurance. Not us. Simply enter your final destination and you are good to go!
Buy from overseas
It happens all the time. People forget to take insurance before they leave home, or they have a policy through another insurer which has expired. If you are an Australian resident overseas returning to Australia at the end of the policy period, then our Australians Overseas plan may be for you.
Extend from overseas
Don’t know when you’ll be coming home? No worries – you can always extend your policy from overseas. The cost? The same as it would have been if you had taken that duration before leaving. Compare that with other insurers.
Kids under 21 go free with parents
Take out a single trip family plan and all your accompanying dependents are covered for free. This leaves you with more cash to spend on your holiday and gives you the peace of mind that each child is covered up to the same amount as an adult.
Annual multi-trip option
Travelling more than once this year? Check out our annual multi trip insurance – it offers great value for money and includes 23 days snow sports cover for free. Our Deluxe plan also allows your partner and kids to travel independently of each other and all our plans include cover within Australia.
Choice of plans to suit budget
Travel Insuranz offers a range of plans to suit every budget. Whether you are venturing on a cycling holiday or simply visiting relatives, make sure you choose the plan that offers benefits that best suit your needs. Because every adventure is unique! Safe travels!
You’ll find it hard to find a more user friendly system for large groups – whether on a school study tour or for guests & family at an overseas wedding or an overseas conference.
Kids travelling on their own
Overseas study and volunteering trips are becoming more common with kids these days. Travel Insurance is a must at any age, but even more so with younger kids who can be prone to mishaps whilst travelling. Send your kids off with the peace of mind that Travel Insuranz has them covered.
14 Day Money Back Guarantee
If you are not completely satisfied by the policy you have purchased let us know within 14 days and as long as you haven’t started your trip and you don’t have a claim we will refund your premium in full.
All FAQs and comparing of travel insurance
Epidemic and Pandemics
Is there a Money Back Guarantee?
Do you cover skiing and snowboarding?
Do you cover motorcycling?
What cover is there for terrorism?
Over the past few years there have been some serious pandemics affecting travellers. These include Bird Flu, SARS, Ebola and now COVID-19. Unlike most insurance companies, insure4less does have limited cover for epidemics or pandemics. If you contract COVID-19 during your journey there may be cover subject to the policy terms for medical expenses and additional expenses related to you contracting the illness
We are so confident that you will be satisfied with our travel insurance, that we even offer a 100% Money-Back Guarantee. If, having purchased the policy, you want to cancel it, you can do so within 14 business days and obtain a full refund, provided you have not made a claim and your trip has not commenced.There are no refunds available after the initial cooling off period.
All Travel Insuranz travel insurance policies automatically include cover for cruises. Travellers on domestic cruises within Australian waters should select their area of travel as 'Australia (Cruise)' to ensure that cover is available for emergency medical assistance and expenses.
If you are planning to ski or snowboard whilst you’re travelling simply enter the dates when you will be taking part when you get a travel insurance quote. This will ensure that you are covered for any medical expenses whilst skiing or snowboarding. The annual multi-trip travel insurance gives up to 23 days ski and snowboarding cover automatically free of charge.
If you don't know the dates when you'll be skiing or snowboarding at the time of taking out the insurance, drop us an email when you have the details and we will arrange with you to add cover.
You are covered, subject to the policy terms and conditions, if you are in control of a Motorcycle and have a current Australian motorcycle licence, or you are a passenger travelling on a Motorcycle that is in the control of a person who holds a current motorcycle licence valid for the country you are travelling in.
You are also covered if you are in control of a Moped or Scooter and have a current Australian motorcycle or drivers licence, or you are a passenger travelling on a Moped or Scooter that is in the control of a person who holds a current motorcycle or drivers licence valid for the country you are travelling in.
You are covered, subject to the policy terms and conditions, to travel anywhere that the Australian government does not have a specific "do not travel" advice. So, for example, if you were involved in a terrorist act you would be covered for medical expenses etc.
If the government advice was to change to "do not travel" from a lesser advice, such as 'high degree of caution' or 'reconsider need to travel' then subject to the policy terms and conditions, the Travel Insuranz policy would give you the option to cancel before travel if the advice did change. For the latest government advice, please visit www.smartraveller.gov.au