Travelling With A Group? Make Sure You Have Group Travel Insuranz
Organising a group to travel overseas is a huge job at the best of times. Organising transport, accommodation and an itinerary for your group’s trip is a lot of work. There is, however, one area of planning your group’s trip which is quite simple to organise – travel insurance.
A group of as few as five people can often be covered by a group travel insurance policy. This is a single policy which will cover every member of the group who are travelling on the same itinerary – simple! Think of the nightmare if one of your group decides to “self insure” and doesn’t have the right cover when the accident happens. You, as the group leader, will be left picking up the pieces, no doubt! Even if you insist that everyone in the group has their own insurance, you are left with the hassle of checking that they have got insurance and then having many different policies, exclusions, inclusions and contact details to manage, in the event of claim being made.
With a group travel policy you have one set of paperwork, and most importantly, one number to call if you need to make a claim or just need medical emergency assistance on your trip. It’s about the simplest decision you’ll have to make during trip planning! It’s not just easier – it could save everyone money – and that’s what you have to call a win/win situation!
Group travel insurance will work for any group travelling together. It’s often used by schools arranging sporting and cultural trips, as well as clubs and other sporting teams. A group policy doesn’t just apply to those who are formally part of one club. So long as all members are travelling together on the same itinerary, you should be able to arrange for cheap online travel insurance for the entire group.
A group travel policy will cover you for the full range of travel insurances, including the important hospital and medical cover, as well as lost luggage and travel delays. You’ll especially need this if your group is going to be doing some outdoor adventures or playing sport – so make sure you are covered for those specific activities. If you are unclear whether all of your planned trip’s activities are covered, check the policy document. If you are still unsure, email your travel insurer to make sure you have the peace of mind that travel insurance should give you, as the organiser of your group.
Let’s face it, taking a group overseas, whether it’s a school group or your footy club, is never going to be a stress-free activity for the group leader or organiser. At least the travel insurance is the simple part! The cost of travel insurance is a small price to pay for peace of mind travel. One last thing, don’t forget to have fun on that group trip!
